Personal Checking Accounts
With all these choices, there's surely one that fits your lifestyle.
Great features with every account.
Mastercard debit card with rewards
Free mobile deposits
Online and mobile banking
At BancFirst, we offer checking accounts with a variety of advantages. The good news is that every one of them is designed for total convenience.
Loyalty Checking
Benefits
- Cell Phone Protection
- Accidental Death Insurance
- 24/7 roadside assistance
- Cash-back rewards
Maintenance Fee
$5.00 monthly
Minimum Balance Fee
none
Transaction/Withdrawal Fee
none
Interest Bearing
no
Unlimited Check Writing
yes
Non BancFirst ATM Fee
$1.50
Paper Statement Fee
Free
e-Statements
Free
Performance Checking
Benefits
- Interest bearing with check access
- 2 free orders of personalized wallet-style checks**
Maintenance Fee
none
Minimum Balance Fee
$7.50 if average ledger balance below $500
Transaction/Withdrawal Fee
If average ledger balance below $500, 10 withdrawals* free per statement cycle; $0.15 per extra withdrawal
Interest Bearing
Yes, minimum collected balance $500
Unlimited Check Writing
yes
Non BancFirst ATM Fee
$1.50
Paper Statement Fee
Free
e-Statements
Free
E-Connect Checking
Benefits
- All electronic account access
Maintenance Fee
$2.50 monthly
Minimum Balance Fee
none
Transaction/Withdrawal Fee
none
Interest Bearing
no
Unlimited Check Writing
Checks not permitted
Non BancFirst ATM Fee
none
Paper Statement Fee
e-Statements required
e-Statements
Free
BancFree Checking
Benefits
Maintenance Fee
none
Minimum Balance Fee
none
Transaction/Withdrawal Fee
none
Interest Bearing
no
Unlimited Check Writing
yes
Non BancFirst ATM Fee
$1.50
Paper Statement Fee
$3.00
e-Statements
Free
|
Loyalty Checking
|
Performance Checking
|
E-Connect Checking
|
BancFree Checking
|
|
|---|---|---|---|---|
| Benefits |
|
|
|
|
| Maintenance Fee | $5.00 monthly | none | $2.50 monthly | none |
| Minimum Balance Fee | none | $7.50 if average ledger balance below $500 | none | none |
| Transaction/Withdrawal Fee | none | If average ledger balance below $500, 10 withdrawals* free per statement cycle; $0.15 per extra withdrawal | none | none |
| Interest Bearing | no | Yes, minimum collected balance $500 | no | no |
| Unlimited Check Writing | yes | yes | Checks not permitted | yes |
| Non BancFirst ATM Fee | $1.50 | $1.50 | none | $1.50 |
| Paper Statement Fee | Free | Free | e-Statements required | $3.00 |
| e-Statements | Free | Free | Free | Free |
To learn more or to open a checking account, submit an online application, contact us or visit one of our branches in Oklahoma.
*Withdrawal fee applies only to checks, paper drafts, and ACH (electronic) debits.
**Per calendar year.
Full account disclosures available upon request.