Home Mortgage Loans
Navigating the process of buying a home can feel overwhelming, but BancFirst is here to guide you through it. Whether you are a first-time home buyer or looking to refinance, our experienced mortgage officers are dedicated to helping you find the best rates and terms to make your dreams of owning a home a reality.
Unlock Your Dream Home
Choosing the right type of loan is a crucial part of the home-buying process. Our mortgage loan officers at BancFirst can help you find loan options that meet your specific needs.
Fixed-Rate Mortgages
Ranging from 10 to 30 years, these loans feature reliable monthly payments.
Adjustable-Rate Mortgages
Enjoy lower initial rates that keep your payments lower for the first few years, with rates periodically adjusting following the introductory period.
Federal Housing Administration (FHA) Loans
Ranging from 10 to 30 years, these loans feature reliable monthly payments.
VA Loans
Available to current service members, veterans and reservists, these loans offer lower rates, no down payments, and no private mortgage insurance requirement.
USDA Rural Development Loans
If you're looking to buy property in rural areas, these loans offer low interest rates and flexible credit guidelines.
HUD Section 184 Mortgages
Native American tribal members can qualify for fixed-rate loans with lower down payments and benefits similar to FHA loans.
Refinance
We're here to help you achieve your financial goals through strategic refinancing.
Purchase
Whether you're buying your first home or looking for a new one, we're here to guide you through the process so you can focus on finding your dream home.
Mortgage Loan Officers
Start your home-buying journey with the help of one of our experienced mortgage officers near you, all with an average of 10 years of experience.
Start Your Homeowner Journey
With the most experience statewide, the BancFirst team is ready to guide you through the home-buying process with ease. Fill out an online application or start a relationship with one of our dedicated mortgage officers today.